Combined Liability Insurance
Whilst our preferred approach is to offer a solution including Property covers, we are able to write stand-alone Liability business. Our target market here, unlike many insurers, is not simply business-specific risks underwritten ‘by the book’, but businesses that understand risk management and show effective control through factors like a good claim-free record.
By adopting this approach – ‘underwriting with intelligence’ – we are able to work with a wide variety of types of business requiring stand-alone liability cover.
Our Combined Liability Insurance product delivers A+ rated cover, either Lloyd’s or Company Market security depending upon the nature of risk and covers involved.
Key sections of cover:
We offer indemnity limits of up to £10m for employers’ liability, public & products liability. We can also include Professional Indemnity and/or Excess Layer Liability under the same policy. Please download the summary of cover below for further details.
Target businesses include:
- Manufacturers and wholesalers
- Distribution companies
- Engineering risks
- Chemicals (blended risk, not manufacturers)
- Light industrial (e.g. precision engineers, fabricators, machinery manufacture)
- Animal Medicines
- Lifestyle products
We do not write the following:
Waste, motor trade, hauliers liabilities, high-risk construction liability (e.g. roofers, scaffolders, structural steel erectors)
If you’d like to know more about our Combined Liability Insurance policy, talk to Tim Lockwood on 01728 726595 or e-mail him at firstname.lastname@example.org. Quote requests can be sent to email@example.com.