Our target market here is Contractors businesses that understand risk management and show effective control through factors like a good claim-free record.
By adopting this approach – ‘underwriting with intelligence’ – and by drawing on the vast knowledge and experience of our underwriters, we are able to work with a wide variety of risks in the Contractors sector.
Our Construction Insurance product delivers A+ rated cover, either Lloyd’s or Company Market security depending upon the nature of risk and covers involved.
Key sections of cover:
Contract works, employers’ liability, public & products liability (all liabilities up to £10m limit of indemnity) property damage, business interruption, goods in transit, money & assault, computer, business all risks, personal accident, and commercial legal expenses.
Target businesses include:
- Small tradesmen
- Medium sized general builders undertaking house/small commercial new build and alterations
- Second fit trades
We do not write the following:
High-risk construction liability (e.g. roofers, scaffolders, structural steel erectors)